WHEN DID YOU LAST SEE A BANK MANAGER?
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If you've been ripped off by a Bank or Building Society here's your chance to post exactly what you think of them. No holds barred! Please tell us your Bank Horror stories. Simply e.mail sauceysals@yahoo.co.uk with your story.We will post it. Hopefully we will extend public awareness of what theiving, immoral and impecunious bastards they really are! |
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In 1997 arms exports from the UK were estimated to be in the order of £5.5 billion, providing a lucrative market for financial organisations. Research has shown that, with the exception of The Co-operative Bank, major UK High Street banks facilitate the arms trade in some way.
Not ONLY are they ripping us off these Banks contribute to Global instatability and the killing of innocents!!!!!!!!!!!!
WORLD DEVELOPMENT MOVEMENT - FIND OUT MORE ON ARMS TRADE AND BANKS
We havn't covered all the Banks yet- email your stories of Bank Hell to sauceysals@yahoo.co.uk
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WHAT ARE THEY CHARGING!
• Abbey
Abbey's current account has a penalty fee of £25 a month if customers go into unauthorised overdraft, with interest on the debt charged at 28.7%. The first £50 is interest free. In addition to this, you have to pay between £5 and £35 for every item that is paid or bounced.
• Barclays
The group's bank account does not charge a penalty fee but interest is charged at 27.5%. People are also charged £35 for every payment that bounces and £30 for every item that is paid while they are in unauthorised overdraft, although the first charge in a 12 month period is refunded and people are only charged for one item a day and for three a month. People also have a £25 fee-free buffer.
• Halifax
Halifax charges people who go into unauthorised overdraft on its high interest current account £28 a month and interest of 28.8%. Paid item fees and bounced item fees are both £35 each, with a maximum of three charged per day.
• Clydesdale Bank/Yorkshire Bank
Clydesdale charges people £25 for going overdrawn with its current account plus account, with interest charged at 29.99%. Paid items are charged at £25 each and bounced items at £35 each. Yorkshire Bank charges people with an unauthorised overdraft £25 per month, plus £25 each time the overdraft increases, but otherwise charges on its current account plus are the same as Clydesdale's.
• HSBC
The group's bank account charges people a £25 arrangement/review fee if they go into unauthorised overdraft, followed by a further £25 for each subsequent overdraft request. The first formal or informal overdraft request in a six month period is free, while no fees are charged if the overdraft is less than £10. The fees will not exceed the amount people are overdrawn by in a month. There is an additional charge of between £10 and £25 for bounced payments but interest is the same whether the overdraft is authorised or unauthorised at 18.8%.
• Lloyds TSB
Lloyds TSB charges users of its Classic Plus account £15 a month for an unauthorised overdraft plus a daily charge of between £6 and £20, with a maximum of 10 daily charges per month. Interest is charged at the same rate as for an authorised overdraft at 18.9%, with bounced items charged at £20 each, with a maximum of three charges per day.
• Nationwide BS
The group's Flex Account charges an unauthorised overdraft fee of £20 a month, with a paid item fee of £21.50 and a bounced item fee of £30. Interest is charged at 24.9%, although people have a £30 fee-free buffer.
• NatWest/Royal Bank of Scotland
NatWest's current Plus and RBS's IPCA account both charge an unauthorised overdraft fee of £28 per month, with a charge of £30 for each paid item, charging for up to three per month. People will be charged £38 for every bounced item, with a maximum of three charges levied each day. Both groups offer a £100 interest-free buffer, after which interest is charged at 29.69% by NatWest and 29.84% by RBS.
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